Learn about telling the insurance company things that may affect health coverage in this video with Bob Ley from the AIG insurance company.
Male 1: Can I get away with not telling the Insurance Company something that may affect my health coverage? Bob: Tell the truth. There’s no sense in shading the facts on your application to get a lower rate. Be assured when a claim is made, the insurance company will investigate before paying. The insurance policies also have two year contestability period from date of issue, to permit the company to challenge life policies where the insured knowingly made incorrect representations on the application.