Description

If you're worried about online shopping and you don't want to give up your credit card details when Christmas shopping online, consider PayPal. This simple service links up with your credit card or bank account and adds a layer of security to your online shopping. Aside from being a great way to shop safely online, PayPal lets you shop online without a credit card.

Transcript

PayPal is an online payment site that a lot of retailers accept payment from. It allows you to sign up for an account and then connect it to your bank account so you can make purchases without having to enter in all of your credit card details which is especially helpful if you don’t have or don’t want to use a credit card. You can sign up for a free account. You want to choose personal and then fill up this form. Then you just need to connect your bank account or your credit card which is secure. Now, if you’re on a site like EBay, you can simply opt to pay via PayPal. It saves you time and a lot of sellers really prefer this method because it immediately puts the money into their account without the hassle of credit cards or checks. Also, if you use PayPal in EBay, your purchase is guaranteed. One thing you need to be careful of is fishing scams when using PayPal or any other online shopping site. A fishing scam is when someone sends you an email that looks like it comes from a site like PayPal but it really sends you to a fraudulent website where they can get your information. The best way to avoid this is to know that PayPal will never ask you for credit card information, your bank account numbers, your full name or your password in an email. If you’re ever unsure, just type PayPal.com into your web browser and visit the site that way. And don’t click on any links in an email from them. You can find all of this information about fishing on the PayPal site in the Security Center. Thanks for watching and don’t miss the next episode in the Shopping Safely and Finding Deals Online series.